Adjuster License photo.jpg

Adjuster License

Requirements

Like doctors or attorneys, most adjusters must have licenses to handle claims and complete continuing education hours including 3 hours of ethics. This chart lists the requirements for staff, independent, and public adjusters.

Image by Jose Losada

Departments of Insurance

Requirements

Insurance is a heavily regulated field. This department oversees all aspects of insurance within the state. It will handle things such as complaints, fraud investigations, and licensing. 

Image by Cristi Goia

Fraud

Red Flags

Fraud is a deception intended to result in financial or personal gain. It occurs most often when an individual or entity makes a false or exaggerated claim. This is a list of various red flags for fraud.

Cassette Tape

Recording Laws

Investigation

Adjusters record conversations as a part of their investigation, but what are the rules for permission? This page outlines the laws regarding who must know the conversation is recorded. 

Reservation.png

Reservation of Rights

Coverage Issues

A reservation of rights is a notification to the insured about potential coverage issues and prevents waiver of the insurer’s rights to deny coverage under the policy at a later date. 

Farmer walking with cows on rice field

Texas Stock Laws

Open Range Rules by County

This could be a weird thing to see, but an adjuster needs to know the Open Range or Stock Laws of a particular state or county. If you have information on another state, please send that to us.