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Liability Timelines
This is a list of third-party property statute of limitations. Adjusters should be aware of their state’s particular statute of limitation and if the insurer should notify a claimant of the upcoming deadline to file suit.
This chart is current as of the date I wrote it, but adjusters should be familiar with their state’s rules. I cannot guarantee the accuracy of the list. Because laws and regulations can change without notice, an attorney should be contacted if there are any questions regarding this chart. These materials are provided for informational and educational purposes only and do not constitute legal advice or legal opinions because I am not an attorney.
State | Time | Statute |
|---|---|---|
Oklahoma | 2 years | OK Stat. Title 12, § 95 |
Oregon | 2 years | OR Rev. Stat. § 12.110 |
Pennsylvania | 2 years | 42 PA Con. Stat. § 5524 |
Rhode Island | 3 years | RI Gen. Laws § 9-1-14 |
South Carolina | 3 years | SC Code § 15-3-530 |
South Dakota | 3 years | SD Comp. Laws § 15-2-14 |
Tennessee | 1 year | TN Code § 28-3-104 |
Texas | 2 years | TX Civ. Prac. & Rem. Code § 16.003 |
Utah | 4 years | UT Code § 78-12-25 |
Vermont | 3 years | VT Stat. Ann. Title 12, § 512 |
Virginia | 2 years | VA Code § 8.01-243 |
Washington | 3 years | WA Rev. Code § 4.16.080 |
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