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Liability Timelines

This is a list of third-party property statute of limitations. Adjusters should be aware of their state’s particular statute of limitation and if the insurer should notify a claimant of the upcoming deadline to file suit. 

 

This chart is current as of the date I wrote it, but adjusters should be familiar with their state’s rules. I cannot guarantee the accuracy of the list. Because laws and regulations can change without notice, an attorney should be contacted if there are any questions regarding this chart. These materials are provided for informational and educational purposes only and do not constitute legal advice or legal opinions because I am not an attorney.

State
Time
Statute
Idaho
2 years
ID Code § 5-219
Illinois
2 years
IL State. Ch. 735, Art. 5, § 13-202
Indiana
2 years
IN Code § 34-11-2-4
Iowa
2 years
IA Code §. 614.1
Kansas
2 years
KS Stat. § 60-513
Kentucky
1 year
KY Rev. Stat. § 413.140
Louisiana
1 year
LA Civ. Code Art. 3492
Maine
6 years
ME Rev. Stat. Title 14, Ch. 205, §752
Maryland
3 years
MD Code § 5-101
Massachusetts
3 years
MA Gen. Laws, Art. 260, § 2A, 4
Michigan
3 years
MI Comp Laws Sec. 600.5805(9)
Minnesota
2 years
MN Stat. § 541.05, 541.07
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CMR Consulting Corporation is not an attorney. Options and advice provided by CMR Consulting Corporation are not intended to be, and should not be, construed as legal advice. These materials are provided for informational and educational purposes only and do not constitute legal advice or legal opinions. Please direct any request for legal advice to your attorney.

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