Liability Timelines

This is a list of third-party property statute of limitations. Adjusters should be aware of their state’s particular statute of limitation and if the insurer should notify a claimant of the upcoming deadline to file suit.

This chart is current as of the date I wrote it, but adjusters should be familiar with their state’s rules. I cannot guarantee the accuracy of the list. Because laws and regulations can change without notice, an attorney should be contacted if there are any questions regarding this chart. These materials are provided for informational and educational purposes only and do not constitute legal advice or legal opinions because I am not an attorney.

State	Time	Statute
Alaska	2 years	AK Stat. § 9.10.070
Alabama	2 years	AL Code § 6-2-38
Arizona	2 years	AZ Rev. Stat. § 12-542
Arkansas	3 years	AR Stat. § 16-114-203
California	2 years	CA Code of Civ. Proc. § 335.1
Colorado	2 years	CO Rev. Stat. § 13-80-102
Connecticut	2 years	CT Gen. State. § 52-584
Delaware	2 years	DE Code Title 10, § 8119
District of Columbia	3 years	D.C. Code § 12-301
Florida	4 years	FL Stat. § 95.11
Georgia	2 years	GA Code § 9-3-33
Hawaii	2 years	HI Rev. Stat. § 657.7