Resources

I worked for a company that gathered every scrap of information and compiled it into a Standard Operating Procedure (SOP). When I left, I was unable to take it with me, but I miss that ready source of information. 

I hope to recreate this resource for adjusters even if their companies have something similar. 

If you want to see something added, contact us. We'll take a look. 

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ACV Determination

Actual Cash Value

Actual Cash Value is not defined in most policies, but adjusters are taught it means Replacement Cost less Depreciation equals Actual Cash Value. Courts have begun to expand on this definition.

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Cosmetic Laser

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Independent Counsel

Liability Litigation

A reservation of rights letter in a liability claim may present a conflict of interest between the insured and insurer. This conflict may necessitate independent counsel for the insured, paid by the carrier.

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Foundations Workshop

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Depreciation of Labor

Actual Cash Value

Depreciation is a hotly debated topic in the insurance world. Everyone knows materials are depreciable. The question comes into play if intangible things such as labor can be depreciated.

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Facial

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